Call reports 2018
FIRST NATIONAL BANK OF BEMIDJI, THE — 2018
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 650,975,000 | 664,612,000 | 658,642,000 | 655,360,000 |
| Total loans | 407,613,000 | 419,343,000 | 417,080,000 | 416,781,000 |
| Allowance for loan losses | 2,091,000 | 2,205,000 | 2,325,000 | 2,392,000 |
| Securities available for sale | 218,357,000 | 218,146,000 | 216,600,000 | 212,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,540,000 | 490,630,000 | 494,912,000 | 500,582,000 |
| Interest-bearing deposits | 394,990,000 | 400,679,000 | 402,807,000 | 407,726,000 |
| Noninterest-bearing deposits | 92,550,000 | 89,951,000 | 92,105,000 | 92,856,000 |
| Equity capital | 95,046,000 | 95,545,000 | 95,041,000 | 90,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,545,000 | 13,172,000 | 19,993,000 | 26,739,000 |
| Interest expense | 1,125,000 | 2,395,000 | 3,716,000 | 5,135,000 |
| Net interest income | 5,420,000 | 10,777,000 | 16,277,000 | 21,604,000 |
| Noninterest income | 803,000 | 1,567,000 | 2,309,000 | 3,023,000 |
| Noninterest expense | 3,010,000 | 6,135,000 | 9,288,000 | 12,297,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 3,280,000 | 6,234,000 | 9,169,000 | 11,895,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 3,270,000 | 6,224,000 | 9,159,000 | 11,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,811,000 | 95,620,000 | 96,386,000 | 90,068,000 |
| Total capital | 96,902,000 | 97,825,000 | 98,711,000 | 92,460,000 |
| Risk-weighted assets | 476,166,000 | 485,771,000 | 490,385,000 | 480,723,000 |