Call reports 2017
FIRST NATIONAL BANK OF BEMIDJI, THE — 2017
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 676,222,000 | 664,429,000 | 674,174,000 | 668,327,000 |
| Total loans | 395,093,000 | 400,012,000 | 413,773,000 | 409,217,000 |
| Allowance for loan losses | 2,045,000 | 2,048,000 | 2,003,000 | 2,061,000 |
| Securities available for sale | 254,150,000 | 237,158,000 | 234,413,000 | 231,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,508,000 | 482,650,000 | 496,192,000 | 487,637,000 |
| Interest-bearing deposits | 392,625,000 | 399,430,000 | 398,920,000 | 395,461,000 |
| Noninterest-bearing deposits | 87,883,000 | 83,220,000 | 97,272,000 | 92,176,000 |
| Equity capital | 90,920,000 | 94,644,000 | 95,880,000 | 97,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,154,000 | 12,470,000 | 18,978,000 | 25,213,000 |
| Interest expense | 985,000 | 2,008,000 | 3,067,000 | 4,126,000 |
| Net interest income | 5,169,000 | 10,462,000 | 15,911,000 | 21,087,000 |
| Noninterest income | 652,000 | 1,322,000 | 1,976,000 | 2,712,000 |
| Noninterest expense | 3,032,000 | 6,051,000 | 9,109,000 | 12,213,000 |
| Provision for loan losses | 90,000 | 180,000 | 285,000 | 390,000 |
| Pretax income | 2,946,000 | 6,327,000 | 9,938,000 | 12,732,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 2,936,000 | 6,317,000 | 9,928,000 | 12,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,890,000 | 92,141,000 | 93,622,000 | 94,241,000 |
| Total capital | 92,936,000 | 94,192,000 | 95,627,000 | 96,302,000 |
| Risk-weighted assets | 464,122,000 | 460,750,000 | 471,512,000 | 466,395,000 |