Call reports 2014
FIRST NATIONAL BANK OF BEMIDJI, THE — 2014
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 587,900,000 | 608,506,000 | 612,855,000 | 612,134,000 |
| Total loans | 306,645,000 | 313,251,000 | 313,330,000 | 315,315,000 |
| Allowance for loan losses | 1,876,000 | 1,923,000 | 2,022,000 | 1,812,000 |
| Securities available for sale | 250,257,000 | 261,898,000 | 268,516,000 | 267,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,638,000 | 456,551,000 | 462,019,000 | 475,478,000 |
| Interest-bearing deposits | 379,815,000 | 379,454,000 | 377,514,000 | 390,901,000 |
| Noninterest-bearing deposits | 73,823,000 | 77,097,000 | 84,505,000 | 84,577,000 |
| Equity capital | 82,077,000 | 85,691,000 | 87,752,000 | 89,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,754,000 | 11,653,000 | 17,650,000 | 23,732,000 |
| Interest expense | 893,000 | 1,749,000 | 2,595,000 | 3,431,000 |
| Net interest income | 4,861,000 | 9,904,000 | 15,055,000 | 20,301,000 |
| Noninterest income | 610,000 | 1,060,000 | 1,795,000 | 2,446,000 |
| Noninterest expense | 2,855,000 | 5,720,000 | 8,570,000 | 11,819,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,630,000 | 5,322,000 | 8,601,000 | 11,467,000 |
| Income tax | 14,000 | 14,000 | 14,000 | 14,000 |
| Net income | 2,616,000 | 5,308,000 | 8,587,000 | 11,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,548,000 | 78,943,000 | 80,915,000 | 81,877,000 |
| Total capital | 79,426,000 | 80,870,000 | 82,941,000 | 83,695,000 |
| Risk-weighted assets | 349,773,000 | 359,002,000 | 359,173,000 | 361,118,000 |