Call reports 2013
FIRST NATIONAL BANK OF BEMIDJI, THE — 2013
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 577,648,000 | 577,542,000 | 588,594,000 | 596,047,000 |
| Total loans | 285,396,000 | 295,777,000 | 301,246,000 | 303,770,000 |
| Allowance for loan losses | 2,021,000 | 1,984,000 | 1,826,000 | 1,789,000 |
| Securities available for sale | 261,840,000 | 245,109,000 | 252,786,000 | 258,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,094,000 | 454,776,000 | 461,957,000 | 455,341,000 |
| Interest-bearing deposits | 395,302,000 | 391,993,000 | 385,914,000 | 378,687,000 |
| Noninterest-bearing deposits | 61,792,000 | 62,783,000 | 76,043,000 | 76,654,000 |
| Equity capital | 80,848,000 | 76,439,000 | 77,811,000 | 78,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,208,000 | 10,488,000 | 15,989,000 | 21,692,000 |
| Interest expense | 1,079,000 | 2,115,000 | 3,125,000 | 4,082,000 |
| Net interest income | 4,129,000 | 8,373,000 | 12,864,000 | 17,610,000 |
| Noninterest income | 724,000 | 1,506,000 | 2,325,000 | 2,992,000 |
| Noninterest expense | 2,692,000 | 5,541,000 | 8,419,000 | 11,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 2,181,000 | 4,287,000 | 6,763,000 | 9,221,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 2,176,000 | 4,282,000 | 6,758,000 | 9,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,408,000 | 74,217,000 | 75,425,000 | 77,188,000 |
| Total capital | 75,441,000 | 76,205,000 | 77,255,000 | 78,978,000 |
| Risk-weighted assets | 339,449,000 | 348,274,000 | 354,286,000 | 351,556,000 |