Call reports 2012
FIRST NATIONAL BANK OF BEMIDJI, THE — 2012
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 558,168,000 | 567,573,000 | 570,464,000 | 601,175,000 |
| Total loans | 265,815,000 | 268,676,000 | 266,789,000 | 284,508,000 |
| Allowance for loan losses | 2,303,000 | 2,262,000 | 2,149,000 | 2,034,000 |
| Securities available for sale | 236,139,000 | 262,395,000 | 260,201,000 | 282,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,657,000 | 451,554,000 | 458,380,000 | 476,538,000 |
| Interest-bearing deposits | 384,173,000 | 394,264,000 | 392,100,000 | 404,057,000 |
| Noninterest-bearing deposits | 57,484,000 | 57,290,000 | 66,280,000 | 72,481,000 |
| Equity capital | 78,523,000 | 79,564,000 | 81,858,000 | 82,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,693,000 | 11,341,000 | 16,774,000 | 22,231,000 |
| Interest expense | 1,414,000 | 2,740,000 | 4,022,000 | 5,188,000 |
| Net interest income | 4,279,000 | 8,601,000 | 12,752,000 | 17,043,000 |
| Noninterest income | 657,000 | 1,573,000 | 2,486,000 | 2,772,000 |
| Noninterest expense | 2,457,000 | 5,063,000 | 7,768,000 | 10,617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,479,000 | 5,111,000 | 7,470,000 | 9,012,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 2,474,000 | 5,106,000 | 7,465,000 | 9,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,479,000 | 71,643,000 | 72,562,000 | 73,398,000 |
| Total capital | 72,795,000 | 73,921,000 | 74,728,000 | 75,445,000 |
| Risk-weighted assets | 307,896,000 | 323,624,000 | 320,691,000 | 345,229,000 |