Call reports 2011
FIRST NATIONAL BANK OF BEMIDJI, THE — 2011
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 527,001,000 | 530,669,000 | 552,367,000 | 555,629,000 |
| Total loans | 281,077,000 | 290,544,000 | 280,255,000 | 267,570,000 |
| Allowance for loan losses | 2,529,000 | 2,614,000 | 2,496,000 | 2,324,000 |
| Securities available for sale | 215,905,000 | 211,781,000 | 208,317,000 | 236,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,297,000 | 411,323,000 | 429,818,000 | 442,450,000 |
| Interest-bearing deposits | 360,671,000 | 360,701,000 | 370,300,000 | 385,473,000 |
| Noninterest-bearing deposits | 52,626,000 | 50,622,000 | 59,518,000 | 56,977,000 |
| Equity capital | 70,174,000 | 73,661,000 | 77,371,000 | 78,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,163,000 | 12,410,000 | 18,649,000 | 24,585,000 |
| Interest expense | 1,708,000 | 3,352,000 | 4,938,000 | 6,439,000 |
| Net interest income | 4,455,000 | 9,058,000 | 13,711,000 | 18,146,000 |
| Noninterest income | 605,000 | 1,214,000 | 1,856,000 | 2,579,000 |
| Noninterest expense | 2,415,000 | 5,072,000 | 7,422,000 | 10,318,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,495,000 | 4,900,000 | 7,910,000 | 10,122,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 2,490,000 | 4,895,000 | 7,905,000 | 10,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,692,000 | 68,035,000 | 70,023,000 | 70,475,000 |
| Total capital | 69,232,000 | 70,667,000 | 72,534,000 | 72,811,000 |
| Risk-weighted assets | 314,260,000 | 318,935,000 | 309,150,000 | 307,050,000 |