Call reports 2019
SECURITY HOME BANK — 2019
What SECURITY HOME BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 38,882,000 | 38,019,000 | 38,001,000 |
| Total loans | 33,107,000 | 31,874,000 | 31,455,000 |
| Allowance for loan losses | 572,000 | 572,000 | 572,000 |
| Securities available for sale | 31,000 | 31,000 | 35,000 |
| Securities held to maturity | 550,000 | 550,000 | 550,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 24,810,000 | 24,640,000 | 24,567,000 |
| Interest-bearing deposits | 21,516,000 | 21,450,000 | 21,861,000 |
| Noninterest-bearing deposits | 3,294,000 | 3,190,000 | 2,706,000 |
| Equity capital | 5,075,000 | 5,169,000 | 5,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 427,000 | 875,000 | 1,335,000 |
| Interest expense | 102,000 | 212,000 | 318,000 |
| Net interest income | 325,000 | 663,000 | 1,017,000 |
| Noninterest income | 13,000 | 27,000 | 65,000 |
| Noninterest expense | 238,000 | 469,000 | 675,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 100,000 | 221,000 | 407,000 |
| Income tax | 22,000 | 49,000 | 90,000 |
| Net income | 78,000 | 172,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 4,903,000 | 4,997,000 | 5,142,000 |
| Total capital | 5,286,000 | 5,366,000 | 5,509,000 |
| Risk-weighted assets | 30,433,000 | 29,316,000 | 29,176,000 |