Call reports 2016
SECURITY HOME BANK — 2016
What SECURITY HOME BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,429,000 | 38,694,000 | 39,395,000 | 41,510,000 |
| Total loans | 32,750,000 | 31,723,000 | 32,455,000 | 34,276,000 |
| Allowance for loan losses | 548,000 | 560,000 | 572,000 | 572,000 |
| Securities available for sale | 1,255,000 | 1,007,000 | 1,004,000 | 998,000 |
| Securities held to maturity | 670,000 | 670,000 | 670,000 | 770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,402,000 | 24,577,000 | 24,066,000 | 24,502,000 |
| Interest-bearing deposits | 21,385,000 | 21,495,000 | 21,436,000 | 21,078,000 |
| Noninterest-bearing deposits | 3,017,000 | 3,082,000 | 2,630,000 | 3,424,000 |
| Equity capital | 4,144,000 | 4,228,000 | 4,307,000 | 4,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 828,000 | 1,227,000 | 1,630,000 |
| Interest expense | 57,000 | 113,000 | 170,000 | 227,000 |
| Net interest income | 365,000 | 715,000 | 1,057,000 | 1,403,000 |
| Noninterest income | 15,000 | 29,000 | 45,000 | 60,000 |
| Noninterest expense | 227,000 | 449,000 | 675,000 | 971,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 36,000 |
| Pretax income | 141,000 | 271,000 | 391,000 | 456,000 |
| Income tax | 48,000 | 94,000 | 136,000 | 157,000 |
| Net income | 93,000 | 177,000 | 255,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,981,000 | 4,065,000 | 4,143,000 | 4,187,000 |
| Total capital | 4,362,000 | 4,433,000 | 4,520,000 | 4,587,000 |
| Risk-weighted assets | 30,300,000 | 29,214,000 | 29,993,000 | 31,820,000 |