Call reports 2015
SECURITY HOME BANK — 2015
What SECURITY HOME BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,812,000 | 40,758,000 | 38,984,000 | 42,954,000 |
| Total loans | 31,953,000 | 32,813,000 | 31,630,000 | 35,410,000 |
| Allowance for loan losses | 500,000 | 512,000 | 524,000 | 536,000 |
| Securities available for sale | 1,251,000 | 1,246,000 | 1,254,000 | 1,250,000 |
| Securities held to maturity | 920,000 | 920,000 | 920,000 | 920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,541,000 | 25,207,000 | 24,671,000 | 25,319,000 |
| Interest-bearing deposits | 22,813,000 | 22,643,000 | 21,618,000 | 22,370,000 |
| Noninterest-bearing deposits | 2,728,000 | 2,564,000 | 3,053,000 | 2,949,000 |
| Equity capital | 3,818,000 | 3,903,000 | 3,998,000 | 4,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 815,000 | 1,232,000 | 1,651,000 |
| Interest expense | 49,000 | 99,000 | 148,000 | 199,000 |
| Net interest income | 351,000 | 716,000 | 1,084,000 | 1,452,000 |
| Noninterest income | 23,000 | 40,000 | 36,000 | 54,000 |
| Noninterest expense | 220,000 | 455,000 | 672,000 | 970,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 142,000 | 277,000 | 412,000 | 488,000 |
| Income tax | 48,000 | 94,000 | 140,000 | 167,000 |
| Net income | 94,000 | 183,000 | 272,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,661,000 | 3,749,000 | 3,839,000 | 3,888,000 |
| Total capital | 4,032,000 | 4,132,000 | 4,204,000 | 4,300,000 |
| Risk-weighted assets | 29,588,000 | 30,555,000 | 29,034,000 | 32,807,000 |