Call reports 2012
SECURITY HOME BANK — 2012
What SECURITY HOME BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,610,000 | 30,500,000 | 31,610,000 | 34,608,000 |
| Total loans | 24,270,000 | 24,479,000 | 25,125,000 | 27,914,000 |
| Allowance for loan losses | 356,000 | 368,000 | 380,000 | 392,000 |
| Securities available for sale | 1,649,000 | 1,396,000 | 1,223,000 | 966,000 |
| Securities held to maturity | 365,000 | 815,000 | 1,035,000 | 1,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,937,000 | 23,003,000 | 23,183,000 | 22,907,000 |
| Interest-bearing deposits | 19,904,000 | 19,840,000 | 20,025,000 | 19,860,000 |
| Noninterest-bearing deposits | 4,033,000 | 3,163,000 | 3,158,000 | 3,047,000 |
| Equity capital | 3,097,000 | 3,181,000 | 3,274,000 | 3,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 782,000 | 1,167,000 | 1,560,000 |
| Interest expense | 58,000 | 115,000 | 173,000 | 231,000 |
| Net interest income | 347,000 | 667,000 | 994,000 | 1,329,000 |
| Noninterest income | 27,000 | 51,000 | 73,000 | 58,000 |
| Noninterest expense | 197,000 | 401,000 | 598,000 | 908,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 165,000 | 293,000 | 433,000 | 431,000 |
| Income tax | 55,000 | 99,000 | 146,000 | 147,000 |
| Net income | 110,000 | 194,000 | 287,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,933,000 | 3,017,000 | 3,110,000 | 3,107,000 |
| Total capital | 3,214,000 | 3,302,000 | 3,410,000 | 3,441,000 |
| Risk-weighted assets | 22,394,000 | 22,741,000 | 23,646,000 | 26,660,000 |