Call reports 2012
FIRST STATE BANK OF BURLINGAME, THE — 2012
What FIRST STATE BANK OF BURLINGAME, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 25,107,000 | 24,139,000 |
| Total loans | 15,542,000 | 13,513,000 |
| Allowance for loan losses | 401,000 | 292,000 |
| Securities available for sale | 1,320,000 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 24,183,000 | 23,640,000 |
| Interest-bearing deposits | 20,969,000 | 20,518,000 |
| Noninterest-bearing deposits | 3,214,000 | 3,122,000 |
| Equity capital | 563,000 | 130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 274,000 | 526,000 |
| Interest expense | 73,000 | 141,000 |
| Net interest income | 201,000 | 385,000 |
| Noninterest income | 32,000 | 61,000 |
| Noninterest expense | 246,000 | 601,000 |
| Provision for loan losses | 93,000 | 376,000 |
| Pretax income | -106,000 | -531,000 |
| Income tax | 0 | 0 |
| Net income | -106,000 | -531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 553,000 | 130,000 |
| Total capital | 716,000 | 260,000 |
| Risk-weighted assets | 12,743,000 | 12,796,000 |