Call reports 2021
ALGONQUIN STATE BANK — 2021
What ALGONQUIN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 156,844,000 | 156,227,000 | 157,383,000 | 160,984,000 |
| Total loans | 81,262,000 | 76,703,000 | 80,440,000 | 83,091,000 |
| Allowance for loan losses | 636,000 | 637,000 | 638,000 | 638,000 |
| Securities available for sale | 52,034,000 | 54,438,000 | 57,819,000 | 58,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,257,000 | 138,783,000 | 139,880,000 | 144,182,000 |
| Interest-bearing deposits | 98,018,000 | 99,560,000 | 100,082,000 | 101,160,000 |
| Noninterest-bearing deposits | 42,239,000 | 39,223,000 | 39,798,000 | 43,022,000 |
| Equity capital | 16,056,000 | 16,894,000 | 17,039,000 | 16,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,144,000 | 3,245,000 | 4,374,000 |
| Interest expense | 36,000 | 66,000 | 87,000 | 103,000 |
| Net interest income | 1,028,000 | 2,078,000 | 3,158,000 | 4,271,000 |
| Noninterest income | 109,000 | 240,000 | 361,000 | 481,000 |
| Noninterest expense | 1,003,000 | 2,010,000 | 3,010,000 | 3,986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 405,000 | 637,000 | 982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 405,000 | 637,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,936,000 | 16,208,000 | 16,441,000 | 16,485,000 |