Call reports 2019
ALGONQUIN STATE BANK — 2019
What ALGONQUIN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,723,000 | 139,881,000 | 133,860,000 | 134,197,000 |
| Total loans | 84,600,000 | 89,826,000 | 86,574,000 | 86,236,000 |
| Allowance for loan losses | 630,000 | 630,000 | 631,000 | 632,000 |
| Securities available for sale | 42,931,000 | 29,960,000 | 28,095,000 | 26,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,404,000 | 123,566,000 | 117,254,000 | 117,583,000 |
| Interest-bearing deposits | 100,756,000 | 94,166,000 | 88,393,000 | 88,485,000 |
| Noninterest-bearing deposits | 30,648,000 | 29,400,000 | 28,861,000 | 29,098,000 |
| Equity capital | 14,843,000 | 15,537,000 | 15,915,000 | 15,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,491,000 | 3,688,000 | 4,814,000 |
| Interest expense | 132,000 | 219,000 | 277,000 | 329,000 |
| Net interest income | 1,101,000 | 2,272,000 | 3,411,000 | 4,485,000 |
| Noninterest income | 160,000 | 284,000 | 423,000 | 535,000 |
| Noninterest expense | 1,149,000 | 2,262,000 | 3,384,000 | 4,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 376,000 | 549,000 | 587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 376,000 | 549,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,686,000 | 14,935,000 | 15,109,000 | 15,147,000 |
| Total capital | 15,316,000 | 15,565,000 | 15,740,000 | 15,779,000 |
| Risk-weighted assets | 102,627,000 | 104,862,000 | 101,398,000 | 101,193,000 |