Call reports 2018
ALGONQUIN STATE BANK — 2018
What ALGONQUIN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 143,735,000 | 149,676,000 | 149,568,000 | 147,353,000 |
| Total loans | 68,711,000 | 78,530,000 | 80,057,000 | 80,565,000 |
| Allowance for loan losses | 582,000 | 627,000 | 628,000 | 629,000 |
| Securities available for sale | 57,362,000 | 56,006,000 | 54,072,000 | 50,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,963,000 | 125,314,000 | 128,734,000 | 124,181,000 |
| Interest-bearing deposits | 97,881,000 | 95,826,000 | 99,143,000 | 94,923,000 |
| Noninterest-bearing deposits | 32,082,000 | 29,488,000 | 29,591,000 | 29,258,000 |
| Equity capital | 13,490,000 | 13,550,000 | 12,907,000 | 13,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,126,000 | 3,295,000 | 4,523,000 |
| Interest expense | 38,000 | 79,000 | 156,000 | 276,000 |
| Net interest income | 972,000 | 2,047,000 | 3,139,000 | 4,247,000 |
| Noninterest income | 340,000 | 485,000 | 423,000 | 593,000 |
| Noninterest expense | 1,095,000 | 2,201,000 | 3,390,000 | 4,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 331,000 | 172,000 | 322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 331,000 | 172,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,754,000 | 14,718,000 | 14,409,000 | 14,559,000 |
| Total capital | 15,336,000 | 15,345,000 | 15,037,000 | 15,188,000 |
| Risk-weighted assets | 84,005,000 | 94,763,000 | 100,147,000 | 101,012,000 |