Call reports 2017
ALGONQUIN STATE BANK — 2017
What ALGONQUIN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,396,000 | 141,957,000 | 139,867,000 | 141,442,000 |
| Total loans | 47,028,000 | 59,836,000 | 62,622,000 | 62,965,000 |
| Allowance for loan losses | 524,000 | 525,000 | 560,000 | 582,000 |
| Securities available for sale | 68,463,000 | 66,777,000 | 61,153,000 | 59,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,336,000 | 127,032,000 | 124,910,000 | 126,873,000 |
| Interest-bearing deposits | 96,517,000 | 98,002,000 | 97,061,000 | 98,560,000 |
| Noninterest-bearing deposits | 31,819,000 | 29,030,000 | 27,849,000 | 28,313,000 |
| Equity capital | 13,566,000 | 14,526,000 | 14,484,000 | 14,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,693,000 | 2,646,000 | 3,619,000 |
| Interest expense | 37,000 | 75,000 | 113,000 | 150,000 |
| Net interest income | 781,000 | 1,618,000 | 2,533,000 | 3,469,000 |
| Noninterest income | 178,000 | 318,000 | 449,000 | 576,000 |
| Noninterest expense | 1,077,000 | 2,157,000 | 3,219,000 | 4,239,000 |
| Provision for loan losses | 0 | 0 | 34,000 | 56,000 |
| Pretax income | -93,000 | -45,000 | -12,000 | 9,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -93,000 | -45,000 | -12,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,434,000 | 14,482,000 | 14,516,000 | 14,537,000 |
| Total capital | 14,958,000 | 15,007,000 | 15,076,000 | 15,119,000 |
| Risk-weighted assets | 63,941,000 | 74,323,000 | 76,875,000 | 79,058,000 |