Call reports 2013
ALGONQUIN STATE BANK — 2013
What ALGONQUIN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 151,449,000 | 144,365,000 | 138,706,000 | 137,271,000 |
| Total loans | 46,521,000 | 45,296,000 | 44,760,000 | 43,278,000 |
| Allowance for loan losses | 932,000 | 881,000 | 881,000 | 926,000 |
| Securities available for sale | 80,646,000 | 79,986,000 | 80,525,000 | 76,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,749,000 | 128,561,000 | 122,842,000 | 122,849,000 |
| Interest-bearing deposits | 107,251,000 | 104,913,000 | 99,258,000 | 100,297,000 |
| Noninterest-bearing deposits | 25,498,000 | 23,648,000 | 23,584,000 | 22,552,000 |
| Equity capital | 18,190,000 | 15,235,000 | 15,322,000 | 13,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,847,000 | 2,765,000 | 3,729,000 |
| Interest expense | 78,000 | 145,000 | 209,000 | 282,000 |
| Net interest income | 867,000 | 1,702,000 | 2,556,000 | 3,447,000 |
| Noninterest income | 197,000 | 369,000 | 505,000 | 636,000 |
| Noninterest expense | 1,130,000 | 2,330,000 | 3,352,000 | 4,872,000 |
| Provision for loan losses | 0 | 0 | 0 | 812,000 |
| Pretax income | 430,000 | 445,000 | 453,000 | -929,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | 445,000 | 453,000 | -929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,413,000 | 17,429,000 | 17,437,000 | 16,055,000 |
| Total capital | 18,148,000 | 18,146,000 | 18,154,000 | 16,743,000 |
| Risk-weighted assets | 58,621,000 | 57,234,000 | 57,162,000 | 54,839,000 |