Call reports 2012
ALGONQUIN STATE BANK — 2012
What ALGONQUIN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 152,208,000 | 150,339,000 | 148,522,000 | 149,390,000 |
| Total loans | 50,071,000 | 48,914,000 | 48,357,000 | 46,496,000 |
| Allowance for loan losses | 1,125,000 | 1,143,000 | 1,056,000 | 1,056,000 |
| Securities available for sale | 73,953,000 | 77,729,000 | 79,711,000 | 79,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,000,000 | 131,633,000 | 128,803,000 | 130,111,000 |
| Interest-bearing deposits | 110,454,000 | 109,247,000 | 108,128,000 | 108,180,000 |
| Noninterest-bearing deposits | 23,546,000 | 22,386,000 | 20,675,000 | 21,931,000 |
| Equity capital | 17,884,000 | 18,337,000 | 19,369,000 | 18,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,182,000 | 3,223,000 | 4,222,000 |
| Interest expense | 118,000 | 227,000 | 327,000 | 420,000 |
| Net interest income | 1,039,000 | 1,955,000 | 2,896,000 | 3,802,000 |
| Noninterest income | 168,000 | 364,000 | 551,000 | 737,000 |
| Noninterest expense | 1,188,000 | 2,372,000 | 3,541,000 | 4,799,000 |
| Provision for loan losses | 0 | 0 | 23,000 | 23,000 |
| Pretax income | 477,000 | 653,000 | 874,000 | 992,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 653,000 | 874,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,670,000 | 16,745,000 | 16,866,000 | 16,984,000 |
| Total capital | 17,431,000 | 17,506,000 | 17,648,000 | 17,731,000 |
| Risk-weighted assets | 60,485,000 | 60,525,000 | 62,325,000 | 59,456,000 |