Call reports 2011
ALGONQUIN STATE BANK — 2011
What ALGONQUIN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 143,725,000 | 143,793,000 | 147,065,000 | 147,307,000 |
| Total loans | 53,173,000 | 51,521,000 | 50,301,000 | 49,784,000 |
| Allowance for loan losses | 1,104,000 | 1,104,000 | 1,214,000 | 1,177,000 |
| Securities available for sale | 63,647,000 | 66,212,000 | 57,466,000 | 70,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,749,000 | 127,632,000 | 128,901,000 | 129,053,000 |
| Interest-bearing deposits | 107,447,000 | 106,533,000 | 108,032,000 | 106,413,000 |
| Noninterest-bearing deposits | 21,302,000 | 21,099,000 | 20,869,000 | 22,640,000 |
| Equity capital | 14,497,000 | 15,575,000 | 17,726,000 | 17,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,568,000 | 3,826,000 | 5,058,000 |
| Interest expense | 160,000 | 304,000 | 440,000 | 565,000 |
| Net interest income | 1,121,000 | 2,264,000 | 3,386,000 | 4,493,000 |
| Noninterest income | 144,000 | 305,000 | 458,000 | 654,000 |
| Noninterest expense | 1,054,000 | 2,205,000 | 3,362,000 | 4,768,000 |
| Provision for loan losses | 0 | 0 | 158,000 | 158,000 |
| Pretax income | 206,000 | 364,000 | 302,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 364,000 | 302,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,337,000 | 16,494,000 | 16,432,000 | 16,343,000 |
| Total capital | 17,164,000 | 17,283,000 | 17,192,000 | 17,098,000 |
| Risk-weighted assets | 65,867,000 | 62,824,000 | 60,346,000 | 59,996,000 |