Call reports 2010
ALGONQUIN STATE BANK — 2010
What ALGONQUIN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 143,291,000 | 147,976,000 | 144,777,000 | 144,157,000 |
| Total loans | 61,755,000 | 58,918,000 | 57,215,000 | 54,450,000 |
| Allowance for loan losses | 1,165,000 | 1,163,000 | 1,147,000 | 1,126,000 |
| Securities available for sale | 51,732,000 | 48,811,000 | 56,874,000 | 59,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,134,000 | 130,801,000 | 127,210,000 | 128,886,000 |
| Interest-bearing deposits | 104,694,000 | 110,802,000 | 107,300,000 | 108,290,000 |
| Noninterest-bearing deposits | 20,440,000 | 19,999,000 | 19,910,000 | 20,596,000 |
| Equity capital | 16,760,000 | 16,795,000 | 17,033,000 | 14,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,669,000 | 3,956,000 | 5,297,000 |
| Interest expense | 205,000 | 411,000 | 605,000 | 775,000 |
| Net interest income | 1,142,000 | 2,258,000 | 3,351,000 | 4,522,000 |
| Noninterest income | 181,000 | 342,000 | 527,000 | 724,000 |
| Noninterest expense | 1,093,000 | 2,152,000 | 3,485,000 | 4,848,000 |
| Provision for loan losses | 158,000 | 330,000 | 330,000 | 330,000 |
| Pretax income | 74,000 | 312,000 | 288,000 | 365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 312,000 | 288,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,839,000 | 16,078,000 | 16,053,000 | 16,131,000 |
| Total capital | 16,751,000 | 16,945,000 | 16,923,000 | 16,983,000 |
| Risk-weighted assets | 72,731,000 | 69,060,000 | 69,350,000 | 67,858,000 |