Call reports 2009
ALGONQUIN STATE BANK — 2009
What ALGONQUIN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 132,180,000 | 136,675,000 | 131,632,000 | 133,711,000 |
| Total loans | 76,299,000 | 72,856,000 | 69,001,000 | 63,394,000 |
| Allowance for loan losses | 835,000 | 1,032,000 | 995,000 | 1,021,000 |
| Securities available for sale | 38,268,000 | 36,877,000 | 34,859,000 | 41,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,600,000 | 118,977,000 | 114,481,000 | 116,812,000 |
| Interest-bearing deposits | 93,654,000 | 98,340,000 | 95,679,000 | 96,697,000 |
| Noninterest-bearing deposits | 18,946,000 | 20,637,000 | 18,802,000 | 20,115,000 |
| Equity capital | 19,027,000 | 17,022,000 | 16,626,000 | 16,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 2,788,000 | 4,090,000 | 5,397,000 |
| Interest expense | 295,000 | 590,000 | 858,000 | 1,089,000 |
| Net interest income | 1,178,000 | 2,198,000 | 3,232,000 | 4,308,000 |
| Noninterest income | 156,000 | 354,000 | 554,000 | 740,000 |
| Noninterest expense | 1,129,000 | 2,336,000 | 3,459,000 | 4,522,000 |
| Provision for loan losses | 0 | 1,927,000 | 2,737,000 | 2,792,000 |
| Pretax income | 206,000 | -1,700,000 | -2,399,000 | -2,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | -1,700,000 | -2,399,000 | -2,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,427,000 | 16,322,000 | 15,622,000 | 15,766,000 |
| Total capital | 19,262,000 | 17,291,000 | 16,528,000 | 16,659,000 |
| Risk-weighted assets | 78,607,000 | 77,448,000 | 72,422,000 | 71,286,000 |