Call reports 2016
FIRST NATIONAL BANK OF REMBRANDT, THE — 2016
What FIRST NATIONAL BANK OF REMBRANDT, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,264,000 | 58,450,000 | 57,491,000 | 56,603,000 |
| Total loans | 35,271,000 | 35,145,000 | 35,299,000 | 36,217,000 |
| Allowance for loan losses | 493,000 | 481,000 | 514,000 | 503,000 |
| Securities available for sale | 10,442,000 | 9,455,000 | 8,711,000 | 9,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,688,000 | 47,730,000 | 46,652,000 | 45,775,000 |
| Interest-bearing deposits | 38,219,000 | 39,285,000 | 38,199,000 | 38,430,000 |
| Noninterest-bearing deposits | 9,469,000 | 8,445,000 | 8,453,000 | 7,344,000 |
| Equity capital | 10,117,000 | 10,291,000 | 10,412,000 | 10,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 944,000 | 1,428,000 | 1,902,000 |
| Interest expense | 68,000 | 138,000 | 207,000 | 276,000 |
| Net interest income | 404,000 | 806,000 | 1,221,000 | 1,626,000 |
| Noninterest income | 22,000 | 40,000 | 47,000 | 53,000 |
| Noninterest expense | 164,000 | 304,000 | 482,000 | 751,000 |
| Provision for loan losses | 20,000 | 40,000 | 80,000 | 80,000 |
| Pretax income | 242,000 | 502,000 | 706,000 | 848,000 |
| Income tax | 83,000 | 173,000 | 242,000 | 288,000 |
| Net income | 159,000 | 329,000 | 464,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,096,000 | 10,267,000 | 10,401,000 | 10,497,000 |
| Total capital | 10,556,000 | 10,723,000 | 10,856,000 | 10,962,000 |
| Risk-weighted assets | 36,735,000 | 36,485,000 | 36,340,000 | 37,182,000 |