Call reports 2012
FIRST NATIONAL BANK OF REMBRANDT, THE — 2012
What FIRST NATIONAL BANK OF REMBRANDT, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,055,000 | 51,939,000 | 53,153,000 | 53,566,000 |
| Total loans | 29,013,000 | 28,918,000 | 28,557,000 | 30,158,000 |
| Allowance for loan losses | 430,000 | 435,000 | 434,000 | 430,000 |
| Securities available for sale | 8,184,000 | 7,946,000 | 9,278,000 | 11,087,000 |
| Securities held to maturity | 35,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,978,000 | 42,721,000 | 43,844,000 | 44,286,000 |
| Interest-bearing deposits | 39,371,000 | 38,162,000 | 38,566,000 | 38,265,000 |
| Noninterest-bearing deposits | 4,608,000 | 4,559,000 | 5,278,000 | 6,021,000 |
| Equity capital | 8,505,000 | 8,637,000 | 8,730,000 | 8,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 879,000 | 1,305,000 | 1,719,000 |
| Interest expense | 93,000 | 180,000 | 265,000 | 343,000 |
| Net interest income | 355,000 | 699,000 | 1,040,000 | 1,376,000 |
| Noninterest income | 36,000 | 49,000 | 44,000 | 52,000 |
| Noninterest expense | 169,000 | 335,000 | 539,000 | 825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 413,000 | 545,000 | 603,000 |
| Income tax | 75,000 | 139,000 | 182,000 | 197,000 |
| Net income | 147,000 | 274,000 | 363,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,406,000 | 8,533,000 | 8,621,000 | 8,665,000 |
| Total capital | 8,775,000 | 8,903,000 | 8,994,000 | 9,058,000 |
| Risk-weighted assets | 29,485,000 | 29,561,000 | 29,808,000 | 31,431,000 |