Call reports 2025
STATE BANK OF LAKE PARK — 2025
What STATE BANK OF LAKE PARK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 43,871,000 | 43,483,000 | 44,726,000 | 46,223,000 |
| Total loans | 23,804,000 | 23,252,000 | 24,694,000 | 25,914,000 |
| Allowance for loan losses | 328,000 | 329,000 | 421,000 | 446,000 |
| Securities available for sale | 15,242,000 | 17,103,000 | 17,061,000 | 17,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,339,000 | 39,549,000 | 40,239,000 | 41,754,000 |
| Interest-bearing deposits | 31,632,000 | 31,538,000 | 32,089,000 | 32,768,000 |
| Noninterest-bearing deposits | 8,707,000 | 8,011,000 | 8,150,000 | 8,986,000 |
| Equity capital | 3,397,000 | 3,738,000 | 4,032,000 | 4,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,084,000 | 1,668,000 | 2,264,000 |
| Interest expense | 193,000 | 366,000 | 538,000 | 718,000 |
| Net interest income | 361,000 | 718,000 | 1,130,000 | 1,546,000 |
| Noninterest income | 19,000 | 33,000 | 45,000 | 59,000 |
| Noninterest expense | 303,000 | 539,000 | 794,000 | 1,088,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 125,000 |
| Pretax income | 77,000 | 212,000 | 281,000 | 390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 212,000 | 281,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,667,000 | 4,803,000 | 4,871,000 | 4,974,000 |
Machine access — free, no API key
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