Call reports 2017
STATE BANK OF LAKE PARK — 2017
What STATE BANK OF LAKE PARK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,151,000 | 37,367,000 | 37,113,000 | 37,808,000 |
| Total loans | 22,323,000 | 22,675,000 | 23,104,000 | 23,102,000 |
| Allowance for loan losses | 423,000 | 521,000 | 524,000 | 400,000 |
| Securities available for sale | 6,478,000 | 6,325,000 | 6,307,000 | 6,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,476,000 | 33,627,000 | 33,062,000 | 33,941,000 |
| Interest-bearing deposits | 28,467,000 | 28,491,000 | 28,106,000 | 27,609,000 |
| Noninterest-bearing deposits | 6,009,000 | 5,136,000 | 4,956,000 | 6,332,000 |
| Equity capital | 3,636,000 | 3,699,000 | 3,812,000 | 3,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 873,000 | 1,317,000 | 1,763,000 |
| Interest expense | 40,000 | 81,000 | 121,000 | 161,000 |
| Net interest income | 397,000 | 792,000 | 1,196,000 | 1,602,000 |
| Noninterest income | 27,000 | 49,000 | 74,000 | 103,000 |
| Noninterest expense | 289,000 | 574,000 | 874,000 | 1,218,000 |
| Provision for loan losses | 11,000 | 107,000 | 110,000 | 127,000 |
| Pretax income | 124,000 | 160,000 | 286,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 160,000 | 286,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,593,000 | 3,629,000 | 3,756,000 | 3,830,000 |
| Total capital | 3,866,000 | 3,906,000 | 4,036,000 | 4,111,000 |
| Risk-weighted assets | 21,678,000 | 21,935,000 | 22,123,000 | 22,334,000 |