Call reports 2026
FARMERS TRUST AND SAVINGS BANK — 2026
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 638,258,000 | 617,971,000 |
| Total loans | 497,691,000 | 507,466,000 |
| Allowance for loan losses | 5,721,000 | 5,897,000 |
| Securities available for sale | 96,051,000 | 93,996,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 579,934,000 | 557,321,000 |
| Interest-bearing deposits | 556,524,000 | 533,382,000 |
| Noninterest-bearing deposits | 23,410,000 | 23,939,000 |
| Equity capital | 55,251,000 | 57,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,083,000 | 16,447,000 |
| Interest expense | 3,774,000 | 7,611,000 |
| Net interest income | 4,309,000 | 8,836,000 |
| Noninterest income | 205,000 | 438,000 |
| Noninterest expense | 2,581,000 | 5,094,000 |
| Provision for loan losses | 200,000 | 200,000 |
| Pretax income | 1,748,000 | 3,993,000 |
| Income tax | 65,000 | 151,000 |
| Net income | 1,683,000 | 3,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 59,016,000 | 60,403,000 |
| Total capital | 64,958,000 | 66,535,000 |
| Risk-weighted assets | 523,895,000 | 545,629,000 |