Call reports 2024
FARMERS TRUST AND SAVINGS BANK — 2024
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 609,102,000 | 608,319,000 | 618,243,000 | 622,293,000 |
| Total loans | 515,316,000 | 518,502,000 | 511,625,000 | 521,437,000 |
| Allowance for loan losses | 6,744,000 | 6,359,000 | 6,655,000 | 6,103,000 |
| Securities available for sale | 72,829,000 | 71,123,000 | 75,760,000 | 79,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,198,000 | 524,974,000 | 537,955,000 | 544,761,000 |
| Interest-bearing deposits | 510,819,000 | 501,065,000 | 510,984,000 | 518,051,000 |
| Noninterest-bearing deposits | 22,379,000 | 23,909,000 | 26,971,000 | 26,710,000 |
| Equity capital | 47,001,000 | 46,807,000 | 49,137,000 | 48,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,665,000 | 15,665,000 | 23,751,000 | 31,975,000 |
| Interest expense | 4,756,000 | 9,639,000 | 14,639,000 | 19,372,000 |
| Net interest income | 2,909,000 | 6,026,000 | 9,112,000 | 12,603,000 |
| Noninterest income | 192,000 | 389,000 | 839,000 | 1,060,000 |
| Noninterest expense | 2,437,000 | 4,815,000 | 7,400,000 | 9,682,000 |
| Provision for loan losses | 130,000 | 130,000 | 422,000 | 30,000 |
| Pretax income | 534,000 | 1,456,000 | 2,123,000 | 3,770,000 |
| Income tax | 24,000 | 61,000 | 90,000 | 164,000 |
| Net income | 510,000 | 1,395,000 | 2,033,000 | 3,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,864,000 | 52,866,000 | 53,140,000 | 54,470,000 |
| Total capital | 59,608,000 | 59,225,000 | 59,795,000 | 60,757,000 |
| Risk-weighted assets | 553,431,000 | 552,555,000 | 539,361,000 | 545,026,000 |