Call reports 2023
FARMERS TRUST AND SAVINGS BANK — 2023
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 557,603,000 | 565,060,000 | 579,578,000 | 598,001,000 |
| Total loans | 459,065,000 | 478,658,000 | 495,840,000 | 512,717,000 |
| Allowance for loan losses | 6,337,000 | 6,403,000 | 6,409,000 | 6,609,000 |
| Securities available for sale | 79,901,000 | 77,340,000 | 73,454,000 | 75,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,281,000 | 474,717,000 | 496,738,000 | 505,458,000 |
| Interest-bearing deposits | 451,323,000 | 444,556,000 | 469,256,000 | 479,139,000 |
| Noninterest-bearing deposits | 30,958,000 | 30,161,000 | 27,482,000 | 26,319,000 |
| Equity capital | 45,774,000 | 45,824,000 | 43,587,000 | 47,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,680,000 | 13,110,000 | 20,159,000 | 27,570,000 |
| Interest expense | 2,372,000 | 5,263,000 | 8,922,000 | 13,402,000 |
| Net interest income | 4,308,000 | 7,847,000 | 11,237,000 | 14,168,000 |
| Noninterest income | 185,000 | 396,000 | 617,000 | 847,000 |
| Noninterest expense | 2,317,000 | 4,652,000 | 7,017,000 | 9,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,183,000 | 3,584,000 | 4,835,000 | 5,809,000 |
| Income tax | 98,000 | 162,000 | 221,000 | 204,000 |
| Net income | 2,085,000 | 3,422,000 | 4,614,000 | 5,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,636,000 | 52,249,000 | 52,455,000 | 53,017,000 |
| Total capital | 57,973,000 | 58,652,000 | 58,864,000 | 59,626,000 |
| Risk-weighted assets | 508,061,000 | 534,087,000 | 548,925,000 | 559,980,000 |