Call reports 2022
FARMERS TRUST AND SAVINGS BANK — 2022
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 502,410,000 | 501,975,000 | 522,625,000 | 546,629,000 |
| Total loans | 403,764,000 | 401,134,000 | 436,928,000 | 460,141,000 |
| Allowance for loan losses | 6,223,000 | 6,209,000 | 6,212,000 | 6,100,000 |
| Securities available for sale | 68,386,000 | 70,429,000 | 75,101,000 | 75,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,153,000 | 438,125,000 | 446,670,000 | 476,775,000 |
| Interest-bearing deposits | 411,827,000 | 408,354,000 | 414,593,000 | 446,254,000 |
| Noninterest-bearing deposits | 28,326,000 | 29,771,000 | 32,077,000 | 30,521,000 |
| Equity capital | 44,142,000 | 42,876,000 | 40,801,000 | 43,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,275,000 | 8,607,000 | 13,625,000 | 19,603,000 |
| Interest expense | 436,000 | 999,000 | 1,885,000 | 3,658,000 |
| Net interest income | 3,839,000 | 7,608,000 | 11,740,000 | 15,945,000 |
| Noninterest income | 204,000 | 449,000 | 677,000 | 882,000 |
| Noninterest expense | 2,098,000 | 4,205,000 | 6,388,000 | 8,644,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,962,000 | 3,809,000 | 5,986,000 | 8,141,000 |
| Income tax | 91,000 | 177,000 | 281,000 | 319,000 |
| Net income | 1,871,000 | 3,632,000 | 5,705,000 | 7,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,604,000 | 48,529,000 | 49,722,000 | 50,280,000 |
| Total capital | 53,246,000 | 54,127,000 | 55,792,000 | 56,380,000 |
| Risk-weighted assets | 450,809,000 | 447,246,000 | 485,510,000 | 511,285,000 |