Call reports 2021
FARMERS TRUST AND SAVINGS BANK — 2021
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 493,735,000 | 475,776,000 | 496,068,000 | 501,023,000 |
| Total loans | 378,413,000 | 382,888,000 | 408,901,000 | 404,033,000 |
| Allowance for loan losses | 6,516,000 | 6,822,000 | 6,877,000 | 6,220,000 |
| Securities available for sale | 82,862,000 | 78,453,000 | 77,853,000 | 74,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,441,000 | 408,887,000 | 414,472,000 | 433,357,000 |
| Interest-bearing deposits | 395,025,000 | 375,670,000 | 384,154,000 | 402,260,000 |
| Noninterest-bearing deposits | 33,416,000 | 33,217,000 | 30,318,000 | 31,097,000 |
| Equity capital | 45,204,000 | 46,208,000 | 46,994,000 | 47,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,627,000 | 9,009,000 | 13,296,000 | 17,744,000 |
| Interest expense | 592,000 | 1,114,000 | 1,551,000 | 1,984,000 |
| Net interest income | 4,035,000 | 7,895,000 | 11,745,000 | 15,760,000 |
| Noninterest income | 262,000 | 506,000 | 769,000 | 1,006,000 |
| Noninterest expense | 2,276,000 | 4,478,000 | 6,869,000 | 9,127,000 |
| Provision for loan losses | 300,000 | 600,000 | 650,000 | 700,000 |
| Pretax income | 1,774,000 | 3,378,000 | 5,050,000 | 6,994,000 |
| Income tax | 89,000 | 169,000 | 252,000 | 240,000 |
| Net income | 1,685,000 | 3,209,000 | 4,798,000 | 6,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,116,000 | 44,836,000 | 45,621,000 | 46,614,000 |
| Total capital | 49,188,000 | 50,116,000 | 51,394,000 | 52,242,000 |
| Risk-weighted assets | 404,372,000 | 420,853,000 | 460,767,000 | 449,560,000 |