Call reports 2020
FARMERS TRUST AND SAVINGS BANK — 2020
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 460,497,000 | 488,028,000 | 498,088,000 | 510,325,000 |
| Total loans | 391,233,000 | 398,085,000 | 391,124,000 | 385,060,000 |
| Allowance for loan losses | 4,990,000 | 5,904,000 | 6,500,000 | 6,210,000 |
| Securities available for sale | 63,032,000 | 72,431,000 | 75,201,000 | 78,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,324,000 | 424,644,000 | 429,508,000 | 444,274,000 |
| Interest-bearing deposits | 373,780,000 | 395,423,000 | 401,638,000 | 413,900,000 |
| Noninterest-bearing deposits | 21,544,000 | 29,221,000 | 27,870,000 | 30,374,000 |
| Equity capital | 41,931,000 | 44,263,000 | 44,883,000 | 44,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,974,000 | 10,201,000 | 14,976,000 | 19,236,000 |
| Interest expense | 1,256,000 | 2,191,000 | 3,006,000 | 3,736,000 |
| Net interest income | 3,718,000 | 8,010,000 | 11,970,000 | 15,500,000 |
| Noninterest income | 227,000 | 515,000 | 794,000 | 1,033,000 |
| Noninterest expense | 2,122,000 | 4,156,000 | 6,382,000 | 8,447,000 |
| Provision for loan losses | 375,000 | 1,280,000 | 1,880,000 | 2,580,000 |
| Pretax income | 1,459,000 | 3,100,000 | 4,513,000 | 5,517,000 |
| Income tax | 73,000 | 155,000 | 226,000 | 210,000 |
| Net income | 1,386,000 | 2,945,000 | 4,287,000 | 5,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,345,000 | 42,144,000 | 42,625,000 | 42,786,000 |
| Total capital | 46,335,000 | 47,265,000 | 47,691,000 | 47,975,000 |
| Risk-weighted assets | 408,486,000 | 408,899,000 | 403,909,000 | 414,076,000 |