Call reports 2017
FARMERS TRUST AND SAVINGS BANK — 2017
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 385,220,000 | 394,440,000 | 402,581,000 | 399,910,000 |
| Total loans | 294,474,000 | 314,403,000 | 319,229,000 | 320,246,000 |
| Allowance for loan losses | 3,445,000 | 3,567,000 | 4,060,000 | 4,162,000 |
| Securities available for sale | 76,513,000 | 70,044,000 | 70,613,000 | 71,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,863,000 | 329,517,000 | 351,838,000 | 343,215,000 |
| Interest-bearing deposits | 311,016,000 | 306,060,000 | 327,308,000 | 315,209,000 |
| Noninterest-bearing deposits | 23,847,000 | 23,457,000 | 24,530,000 | 28,006,000 |
| Equity capital | 34,164,000 | 34,757,000 | 34,831,000 | 35,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,460,000 | 7,031,000 | 10,821,000 | 14,648,000 |
| Interest expense | 545,000 | 1,212,000 | 1,938,000 | 2,712,000 |
| Net interest income | 2,915,000 | 5,819,000 | 8,883,000 | 11,936,000 |
| Noninterest income | 247,000 | 481,000 | 762,000 | 1,042,000 |
| Noninterest expense | 1,624,000 | 3,246,000 | 4,983,000 | 6,757,000 |
| Provision for loan losses | 40,000 | 180,000 | 680,000 | 780,000 |
| Pretax income | 1,498,000 | 2,918,000 | 4,025,000 | 5,485,000 |
| Income tax | 75,000 | 147,000 | 202,000 | 173,000 |
| Net income | 1,423,000 | 2,771,000 | 3,823,000 | 5,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,465,000 | 34,736,000 | 34,827,000 | 35,763,000 |
| Total capital | 37,910,000 | 38,303,000 | 38,887,000 | 39,925,000 |
| Risk-weighted assets | 311,206,000 | 333,454,000 | 347,249,000 | 340,751,000 |