Call reports 2011
FARMERS TRUST AND SAVINGS BANK — 2011
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 298,372,000 | 290,245,000 | 310,558,000 | 307,757,000 |
| Total loans | 184,076,000 | 182,112,000 | 173,644,000 | 171,753,000 |
| Allowance for loan losses | 5,590,000 | 5,326,000 | 5,342,000 | 5,000,000 |
| Securities available for sale | 93,255,000 | 97,938,000 | 111,868,000 | 121,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,901,000 | 246,080,000 | 264,338,000 | 259,376,000 |
| Interest-bearing deposits | 238,388,000 | 226,300,000 | 244,354,000 | 239,630,000 |
| Noninterest-bearing deposits | 18,513,000 | 19,780,000 | 19,984,000 | 19,746,000 |
| Equity capital | 24,372,000 | 26,908,000 | 28,079,000 | 28,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,079,000 | 6,337,000 | 9,435,000 | 12,819,000 |
| Interest expense | 697,000 | 1,351,000 | 1,946,000 | 2,486,000 |
| Net interest income | 2,382,000 | 4,986,000 | 7,489,000 | 10,333,000 |
| Noninterest income | 240,000 | 496,000 | 750,000 | 973,000 |
| Noninterest expense | 1,271,000 | 2,637,000 | 3,986,000 | 5,689,000 |
| Provision for loan losses | 736,000 | 796,000 | 996,000 | 1,371,000 |
| Pretax income | 615,000 | 2,067,000 | 3,275,000 | 4,264,000 |
| Income tax | 31,000 | 104,000 | 164,000 | 215,000 |
| Net income | 584,000 | 1,963,000 | 3,111,000 | 4,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,091,000 | 24,470,000 | 25,148,000 | 25,432,000 |
| Total capital | 25,485,000 | 26,846,000 | 27,451,000 | 27,717,000 |
| Risk-weighted assets | 188,404,000 | 187,099,000 | 181,205,000 | 180,110,000 |