Call reports 2010
FARMERS TRUST AND SAVINGS BANK — 2010
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 283,971,000 | 276,556,000 | 285,450,000 | 291,284,000 |
| Total loans | 203,033,000 | 200,056,000 | 199,490,000 | 196,747,000 |
| Allowance for loan losses | 4,999,000 | 4,990,000 | 5,243,000 | 4,856,000 |
| Securities available for sale | 63,765,000 | 69,577,000 | 72,318,000 | 81,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,238,000 | 228,550,000 | 243,219,000 | 248,915,000 |
| Interest-bearing deposits | 221,100,000 | 212,498,000 | 225,526,000 | 225,937,000 |
| Noninterest-bearing deposits | 16,138,000 | 16,052,000 | 17,693,000 | 22,978,000 |
| Equity capital | 21,917,000 | 22,670,000 | 23,410,000 | 24,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,433,000 | 6,820,000 | 10,144,000 | 13,417,000 |
| Interest expense | 923,000 | 1,788,000 | 2,600,000 | 3,373,000 |
| Net interest income | 2,510,000 | 5,032,000 | 7,544,000 | 10,044,000 |
| Noninterest income | 177,000 | 386,000 | 714,000 | 924,000 |
| Noninterest expense | 1,257,000 | 2,565,000 | 3,917,000 | 5,151,000 |
| Provision for loan losses | 1,150,000 | 1,517,000 | 2,045,000 | 2,595,000 |
| Pretax income | 280,000 | 1,336,000 | 2,296,000 | 3,222,000 |
| Income tax | 25,000 | 67,000 | 115,000 | 112,000 |
| Net income | 255,000 | 1,269,000 | 2,181,000 | 3,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,280,000 | 20,610,000 | 21,119,000 | 22,959,000 |
| Total capital | 22,824,000 | 23,138,000 | 23,654,000 | 25,486,000 |
| Risk-weighted assets | 201,109,000 | 200,352,000 | 200,073,000 | 199,860,000 |