Call reports 2025
SECURITY BANK OF TEXAS — 2025
What SECURITY BANK OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 134,459,000 | 146,898,000 | 158,836,000 | 164,016,000 |
| Total loans | 106,753,000 | 108,512,000 | 116,397,000 | 121,028,000 |
| Allowance for loan losses | 1,447,000 | 1,495,000 | 1,539,000 | 1,616,000 |
| Securities available for sale | 852,000 | 849,000 | 999,000 | 886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,815,000 | 125,770,000 | 136,891,000 | 141,982,000 |
| Interest-bearing deposits | 91,969,000 | 102,660,000 | 105,893,000 | 112,183,000 |
| Noninterest-bearing deposits | 21,846,000 | 23,110,000 | 30,998,000 | 29,799,000 |
| Equity capital | 19,140,000 | 19,489,000 | 19,980,000 | 20,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,455,000 | 5,036,000 | 7,862,000 | 10,765,000 |
| Interest expense | 710,000 | 1,524,000 | 2,407,000 | 3,297,000 |
| Net interest income | 1,745,000 | 3,512,000 | 5,455,000 | 7,468,000 |
| Noninterest income | 109,000 | 220,000 | 338,000 | 391,000 |
| Noninterest expense | 1,236,000 | 2,541,000 | 3,999,000 | 5,500,000 |
| Provision for loan losses | 36,000 | 72,000 | 111,000 | 178,000 |
| Pretax income | 582,000 | 1,119,000 | 1,683,000 | 2,181,000 |
| Income tax | 116,000 | 223,000 | 335,000 | 434,000 |
| Net income | 466,000 | 896,000 | 1,348,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,257,000 | 19,608,000 | 19,980,000 | 20,342,000 |