Call reports 2023
SECURITY BANK OF TEXAS — 2023
What SECURITY BANK OF TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 124,598,000 | 128,590,000 | 131,103,000 | 128,956,000 |
| Total loans | 96,599,000 | 96,549,000 | 93,053,000 | 90,323,000 |
| Allowance for loan losses | 1,159,000 | 1,311,000 | 1,380,000 | 1,289,000 |
| Securities available for sale | 876,000 | 815,000 | 797,000 | 810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,282,000 | 115,049,000 | 116,982,000 | 114,493,000 |
| Interest-bearing deposits | 89,972,000 | 95,676,000 | 96,246,000 | 94,084,000 |
| Noninterest-bearing deposits | 21,310,000 | 19,373,000 | 20,736,000 | 20,409,000 |
| Equity capital | 12,328,000 | 12,690,000 | 13,131,000 | 13,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,723,000 | 5,818,000 | 8,008,000 |
| Interest expense | 481,000 | 1,067,000 | 1,727,000 | 2,529,000 |
| Net interest income | 1,293,000 | 2,656,000 | 4,091,000 | 5,479,000 |
| Noninterest income | 92,000 | 179,000 | 271,000 | 372,000 |
| Noninterest expense | 849,000 | 1,732,000 | 2,629,000 | 3,523,000 |
| Provision for loan losses | 105,000 | 241,000 | 302,000 | 315,000 |
| Pretax income | 431,000 | 862,000 | 1,431,000 | 2,013,000 |
| Income tax | 92,000 | 170,000 | 284,000 | 401,000 |
| Net income | 339,000 | 692,000 | 1,147,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,426,000 | 12,836,000 | 13,292,000 | 13,757,000 |