Call reports 2022
SECURITY BANK OF TEXAS — 2022
What SECURITY BANK OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 105,793,000 | 101,466,000 | 106,598,000 | 121,514,000 |
| Total loans | 80,853,000 | 87,474,000 | 89,935,000 | 93,637,000 |
| Allowance for loan losses | 1,085,000 | 1,152,000 | 1,188,000 | 1,256,000 |
| Securities available for sale | 7,422,000 | 6,990,000 | 3,893,000 | 869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,241,000 | 90,350,000 | 94,967,000 | 109,379,000 |
| Interest-bearing deposits | 72,533,000 | 65,486,000 | 68,972,000 | 83,765,000 |
| Noninterest-bearing deposits | 22,708,000 | 24,864,000 | 25,995,000 | 25,614,000 |
| Equity capital | 9,769,000 | 10,507,000 | 10,882,000 | 11,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,714,000 | 4,205,000 | 5,854,000 |
| Interest expense | 96,000 | 202,000 | 328,000 | 604,000 |
| Net interest income | 1,246,000 | 2,512,000 | 3,877,000 | 5,250,000 |
| Noninterest income | 58,000 | 135,000 | 218,000 | 303,000 |
| Noninterest expense | 791,000 | 1,571,000 | 2,380,000 | 3,199,000 |
| Provision for loan losses | 62,000 | 128,000 | 194,000 | 260,000 |
| Pretax income | 450,000 | 947,000 | 1,520,000 | 2,093,000 |
| Income tax | 95,000 | 194,000 | 308,000 | 424,000 |
| Net income | 355,000 | 753,000 | 1,212,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,769,000 | 10,507,000 | 10,966,000 | 11,423,000 |