Call reports 2020
SECURITY BANK OF TEXAS — 2020
What SECURITY BANK OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,864,000 | 83,103,000 | 82,406,000 | 87,627,000 |
| Total loans | 55,890,000 | 60,795,000 | 65,108,000 | 63,359,000 |
| Allowance for loan losses | 737,000 | 767,000 | 783,000 | 823,000 |
| Securities available for sale | 0 | 0 | 0 | 8,014,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,240,000 | 75,319,000 | 74,348,000 | 79,419,000 |
| Interest-bearing deposits | 59,626,000 | 61,192,000 | 59,973,000 | 61,333,000 |
| Noninterest-bearing deposits | 9,614,000 | 14,127,000 | 14,375,000 | 18,086,000 |
| Equity capital | 7,001,000 | 7,237,000 | 7,499,000 | 7,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,038,000 | 3,125,000 | 4,229,000 |
| Interest expense | 297,000 | 553,000 | 764,000 | 954,000 |
| Net interest income | 712,000 | 1,485,000 | 2,361,000 | 3,275,000 |
| Noninterest income | 27,000 | 55,000 | 90,000 | 133,000 |
| Noninterest expense | 658,000 | 1,292,000 | 1,962,000 | 2,620,000 |
| Provision for loan losses | 45,000 | 72,000 | 110,000 | 148,000 |
| Pretax income | 36,000 | 176,000 | 379,000 | 640,000 |
| Income tax | 12,000 | -85,000 | -46,000 | 9,000 |
| Net income | 24,000 | 261,000 | 425,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,001,000 | 7,237,000 | 7,499,000 | 7,705,000 |
| Total capital | 7,601,000 | — | — | 8,479,000 |
| Risk-weighted assets | 47,885,000 | — | — | 61,935,000 |