Call reports 2019
SECURITY BANK OF TEXAS — 2019
What SECURITY BANK OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 64,905,000 | 66,125,000 | 77,294,000 | 77,583,000 |
| Total loans | 52,115,000 | 53,270,000 | 55,348,000 | 55,328,000 |
| Allowance for loan losses | 393,000 | 483,000 | 575,000 | 659,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,707,000 | 59,672,000 | 70,290,000 | 69,994,000 |
| Interest-bearing deposits | 51,954,000 | 52,382,000 | 62,778,000 | 61,384,000 |
| Noninterest-bearing deposits | 6,753,000 | 7,290,000 | 7,512,000 | 8,610,000 |
| Equity capital | 5,907,000 | 6,062,000 | 6,470,000 | 6,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,828,000 | 2,843,000 | 3,870,000 |
| Interest expense | 270,000 | 549,000 | 871,000 | 1,196,000 |
| Net interest income | 609,000 | 1,279,000 | 1,972,000 | 2,674,000 |
| Noninterest income | 20,000 | 45,000 | 77,000 | 105,000 |
| Noninterest expense | 446,000 | 901,000 | 1,372,000 | 1,864,000 |
| Provision for loan losses | 69,000 | 114,000 | 159,000 | 204,000 |
| Pretax income | 114,000 | 309,000 | 518,000 | 711,000 |
| Income tax | 24,000 | 65,000 | 94,000 | 155,000 |
| Net income | 90,000 | 244,000 | 424,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,907,000 | 6,062,000 | 6,470,000 | 6,972,000 |
| Total capital | 6,300,000 | 6,545,000 | 7,045,000 | 7,564,000 |
| Risk-weighted assets | 44,513,000 | 45,054,000 | 47,743,000 | 47,300,000 |