Call reports 2018
SECURITY BANK OF TEXAS — 2018
What SECURITY BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,697,000 | 50,485,000 | 52,494,000 | 63,631,000 |
| Total loans | 40,452,000 | 40,845,000 | 44,560,000 | 49,840,000 |
| Allowance for loan losses | 342,000 | 369,000 | 419,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,208,000 | 1,206,000 | 1,003,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,402,000 | 45,069,000 | 46,948,000 | 57,482,000 |
| Interest-bearing deposits | 41,152,000 | 37,985,000 | 40,282,000 | 50,647,000 |
| Noninterest-bearing deposits | 6,250,000 | 7,084,000 | 6,666,000 | 6,835,000 |
| Equity capital | 5,082,000 | 5,148,000 | 5,239,000 | 5,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,266,000 | 1,948,000 | 2,769,000 |
| Interest expense | 149,000 | 303,000 | 457,000 | 696,000 |
| Net interest income | 465,000 | 963,000 | 1,491,000 | 2,073,000 |
| Noninterest income | 20,000 | 32,000 | 54,000 | 75,000 |
| Noninterest expense | 352,000 | 727,000 | 1,111,000 | 1,507,000 |
| Provision for loan losses | 68,000 | 118,000 | 168,000 | 469,000 |
| Pretax income | 65,000 | 150,000 | 266,000 | 172,000 |
| Income tax | 12,000 | 31,000 | 56,000 | 84,000 |
| Net income | 53,000 | 119,000 | 210,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,082,000 | 5,148,000 | 5,239,000 | 5,817,000 |
| Total capital | 5,424,000 | 5,517,000 | 5,658,000 | 6,106,000 |
| Risk-weighted assets | 34,784,000 | 35,085,000 | 38,135,000 | 43,172,000 |