Call reports 2016
SECURITY BANK OF TEXAS — 2016
What SECURITY BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 25,424,000 | 31,452,000 | 31,924,000 | 33,403,000 |
| Total loans | 20,045,000 | 21,678,000 | 24,658,000 | 27,673,000 |
| Allowance for loan losses | 261,000 | 261,000 | 262,000 | 263,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,237,000 | 1,232,000 | 1,227,000 | 1,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,550,000 | 27,622,000 | 28,095,000 | 29,541,000 |
| Interest-bearing deposits | 17,849,000 | 23,845,000 | 24,512,000 | 25,154,000 |
| Noninterest-bearing deposits | 3,701,000 | 3,777,000 | 3,583,000 | 4,387,000 |
| Equity capital | 3,821,000 | 3,755,000 | 3,731,000 | 3,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 580,000 | 921,000 | 1,315,000 |
| Interest expense | 63,000 | 143,000 | 223,000 | 304,000 |
| Net interest income | 197,000 | 437,000 | 698,000 | 1,011,000 |
| Noninterest income | 19,000 | 38,000 | 71,000 | 91,000 |
| Noninterest expense | 320,000 | 644,000 | 964,000 | 1,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -104,000 | -169,000 | -195,000 | -177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -104,000 | -169,000 | -195,000 | -177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,821,000 | 3,755,000 | 3,731,000 | 3,749,000 |
| Total capital | 4,039,000 | 4,001,000 | 3,993,000 | 4,012,000 |
| Risk-weighted assets | 17,467,000 | 19,703,000 | 21,438,000 | 23,549,000 |