Call reports 2015
SECURITY BANK OF TEXAS — 2015
What SECURITY BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 22,121,000 | 22,018,000 | 22,623,000 | 22,592,000 |
| Total loans | 16,182,000 | 16,223,000 | 16,268,000 | 16,273,000 |
| Allowance for loan losses | 285,000 | 293,000 | 277,000 | 259,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,049,000 | 1,045,000 | 1,245,000 | 1,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,001,000 | 17,930,000 | 18,592,000 | 18,633,000 |
| Interest-bearing deposits | 14,552,000 | 14,830,000 | 15,212,000 | 15,101,000 |
| Noninterest-bearing deposits | 3,449,000 | 3,100,000 | 3,380,000 | 3,532,000 |
| Equity capital | 4,083,000 | 4,020,000 | 3,982,000 | 3,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 452,000 | 679,000 | 904,000 |
| Interest expense | 58,000 | 117,000 | 177,000 | 237,000 |
| Net interest income | 163,000 | 335,000 | 502,000 | 667,000 |
| Noninterest income | 46,000 | 60,000 | 73,000 | 85,000 |
| Noninterest expense | 247,000 | 504,000 | 730,000 | 964,000 |
| Provision for loan losses | 0 | 0 | -9,000 | -9,000 |
| Pretax income | -38,000 | -101,000 | -138,000 | -195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -38,000 | -101,000 | -138,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,083,000 | 4,020,000 | 3,982,000 | 3,926,000 |
| Total capital | 4,252,000 | 4,187,000 | 4,151,000 | 4,095,000 |
| Risk-weighted assets | 13,433,000 | 13,252,000 | 13,440,000 | 13,484,000 |