Call reports 2014
SECURITY BANK OF TEXAS — 2014
What SECURITY BANK OF TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,682,000 | 23,616,000 | 23,803,000 | 23,699,000 |
| Total loans | 16,615,000 | 15,966,000 | 16,059,000 | 16,162,000 |
| Allowance for loan losses | 320,000 | 310,000 | 312,000 | 305,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,087,000 | 2,081,000 | 2,060,000 | 2,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,069,000 | 19,092,000 | 19,306,000 | 19,536,000 |
| Interest-bearing deposits | 16,186,000 | 15,972,000 | 15,878,000 | 16,482,000 |
| Noninterest-bearing deposits | 2,883,000 | 3,120,000 | 3,428,000 | 3,054,000 |
| Equity capital | 4,541,000 | 4,473,000 | 4,441,000 | 4,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 463,000 | 690,000 | 918,000 |
| Interest expense | 65,000 | 131,000 | 197,000 | 261,000 |
| Net interest income | 167,000 | 332,000 | 493,000 | 657,000 |
| Noninterest income | 12,000 | 32,000 | 46,000 | 61,000 |
| Noninterest expense | 196,000 | 449,000 | 656,000 | 905,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -17,000 | -85,000 | -117,000 | -187,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | -85,000 | -117,000 | -187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,541,000 | 4,473,000 | 4,441,000 | 4,121,000 |
| Total capital | 4,710,000 | 4,536,000 | 4,505,000 | 4,281,000 |
| Risk-weighted assets | 13,405,000 | 12,834,000 | 12,864,000 | 12,671,000 |