Call reports 2013
SECURITY BANK OF TEXAS — 2013
What SECURITY BANK OF TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,102,000 | 55,914,000 | 55,530,000 | 24,476,000 |
| Total loans | 34,268,000 | 33,248,000 | 30,755,000 | 17,129,000 |
| Allowance for loan losses | 487,000 | 456,000 | 413,000 | 358,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,370,000 | 3,361,000 | 3,349,000 | 2,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,211,000 | 50,926,000 | 50,603,000 | 19,597,000 |
| Interest-bearing deposits | 43,226,000 | 43,105,000 | 42,415,000 | 16,008,000 |
| Noninterest-bearing deposits | 6,985,000 | 7,821,000 | 8,188,000 | 3,589,000 |
| Equity capital | 4,746,000 | 4,831,000 | 4,781,000 | 4,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 991,000 | 1,450,000 | 1,842,000 |
| Interest expense | 195,000 | 390,000 | 577,000 | 724,000 |
| Net interest income | 311,000 | 601,000 | 873,000 | 1,118,000 |
| Noninterest income | 58,000 | 117,000 | 158,000 | 503,000 |
| Noninterest expense | 370,000 | 633,000 | 996,000 | 1,771,000 |
| Provision for loan losses | 0 | 0 | 0 | -161,000 |
| Pretax income | -1,000 | 85,000 | 35,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 85,000 | 35,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,746,000 | 4,831,000 | 4,781,000 | 4,757,000 |
| Total capital | 5,093,000 | 5,174,000 | 5,090,000 | 4,930,000 |
| Risk-weighted assets | 27,615,000 | 27,327,000 | 24,577,000 | 13,690,000 |