Call reports 2012
SECURITY BANK OF TEXAS — 2012
What SECURITY BANK OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,398,000 | 56,743,000 | 56,886,000 | 56,883,000 |
| Total loans | 34,400,000 | 35,052,000 | 34,406,000 | 35,101,000 |
| Allowance for loan losses | 674,000 | 672,000 | 674,000 | 493,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,214,000 | 2,676,000 | 2,643,000 | 3,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,545,000 | 51,555,000 | 51,832,000 | 51,983,000 |
| Interest-bearing deposits | 37,647,000 | 43,776,000 | 44,835,000 | 44,191,000 |
| Noninterest-bearing deposits | 6,898,000 | 7,779,000 | 6,997,000 | 7,792,000 |
| Equity capital | 5,750,000 | 5,054,000 | 4,911,000 | 4,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,070,000 | 1,597,000 | 2,110,000 |
| Interest expense | 173,000 | 371,000 | 579,000 | 782,000 |
| Net interest income | 365,000 | 699,000 | 1,018,000 | 1,328,000 |
| Noninterest income | 44,000 | 75,000 | 163,000 | 222,000 |
| Noninterest expense | 413,000 | 874,000 | 1,360,000 | 1,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | -100,000 | -179,000 | -343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | -100,000 | -179,000 | -343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,750,000 | 5,054,000 | 4,911,000 | 4,747,000 |
| Total capital | 6,126,000 | 5,448,000 | 4,911,000 | 5,104,000 |
| Risk-weighted assets | 29,817,000 | 31,278,000 | 29,990,000 | 28,352,000 |