Call reports 2010
SECURITY BANK OF TEXAS — 2010
What SECURITY BANK OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,174,000 | 101,649,000 | 103,848,000 | 104,952,000 |
| Total loans | 62,685,000 | 64,642,000 | 64,174,000 | 61,637,000 |
| Allowance for loan losses | 977,000 | 973,000 | 783,000 | 537,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,722,000 | 7,707,000 | 7,680,000 | 7,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,827,000 | 94,310,000 | 96,404,000 | 97,569,000 |
| Interest-bearing deposits | 73,219,000 | 74,540,000 | 76,056,000 | 77,784,000 |
| Noninterest-bearing deposits | 19,608,000 | 19,770,000 | 20,348,000 | 19,785,000 |
| Equity capital | 7,177,000 | 7,156,000 | 7,208,000 | 7,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,177,000 | 3,254,000 | 4,272,000 |
| Interest expense | 296,000 | 578,000 | 850,000 | 1,125,000 |
| Net interest income | 780,000 | 1,599,000 | 2,404,000 | 3,147,000 |
| Noninterest income | 171,000 | 359,000 | 551,000 | 693,000 |
| Noninterest expense | 802,000 | 1,607,000 | 2,442,000 | 3,315,000 |
| Provision for loan losses | 0 | 8,000 | 118,000 | 118,000 |
| Pretax income | 149,000 | 343,000 | 395,000 | 407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 343,000 | 395,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,177,000 | 7,156,000 | 7,208,000 | 7,220,000 |
| Total capital | 7,819,000 | 7,867,000 | 7,917,000 | 7,757,000 |
| Risk-weighted assets | 57,192,000 | 56,650,000 | 56,695,000 | 57,014,000 |