Call reports 2009
SECURITY BANK OF TEXAS — 2009
What SECURITY BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 75,188,000 | 76,080,000 | 99,473,000 | 102,384,000 |
| Total loans | 46,222,000 | 48,743,000 | 60,496,000 | 61,099,000 |
| Allowance for loan losses | 786,000 | 799,000 | 1,072,000 | 1,064,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,344,000 | 14,307,000 | 17,270,000 | 11,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,947,000 | 69,718,000 | 92,135,000 | 95,068,000 |
| Interest-bearing deposits | 52,245,000 | 53,538,000 | 72,661,000 | 74,981,000 |
| Noninterest-bearing deposits | 16,702,000 | 16,180,000 | 19,474,000 | 20,087,000 |
| Equity capital | 6,084,000 | 6,194,000 | 7,073,000 | 7,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,888,000 | 3,088,000 | 4,248,000 |
| Interest expense | 235,000 | 462,000 | 783,000 | 1,105,000 |
| Net interest income | 698,000 | 1,426,000 | 2,305,000 | 3,143,000 |
| Noninterest income | 134,000 | 275,000 | 468,000 | 670,000 |
| Noninterest expense | 710,000 | 1,378,000 | 2,303,000 | 3,173,000 |
| Provision for loan losses | 0 | 0 | 57,000 | 77,000 |
| Pretax income | 122,000 | 323,000 | 413,000 | 563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 323,000 | 413,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,084,000 | 6,194,000 | 7,073,000 | 7,133,000 |
| Total capital | 6,602,000 | 6,724,000 | 7,750,000 | 7,768,000 |
| Risk-weighted assets | 41,060,000 | 42,097,000 | 54,116,000 | 50,407,000 |