Call reports 2008
SECURITY BANK OF TEXAS — 2008
What SECURITY BANK OF TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,078,000 | 77,987,000 | 74,414,000 | 74,111,000 |
| Total loans | 49,217,000 | 46,780,000 | 44,528,000 | 46,616,000 |
| Allowance for loan losses | 820,000 | 826,000 | 825,000 | 826,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,274,000 | 16,329,000 | 13,310,000 | 15,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,686,000 | 71,681,000 | 68,109,000 | 67,886,000 |
| Interest-bearing deposits | 58,245,000 | 53,707,000 | 50,391,000 | 52,364,000 |
| Noninterest-bearing deposits | 17,441,000 | 17,974,000 | 17,718,000 | 15,522,000 |
| Equity capital | 6,120,000 | 6,054,000 | 6,035,000 | 6,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,491,000 | 3,560,000 | 4,565,000 |
| Interest expense | 501,000 | 927,000 | 1,236,000 | 1,508,000 |
| Net interest income | 804,000 | 1,564,000 | 2,324,000 | 3,057,000 |
| Noninterest income | 168,000 | 338,000 | 485,000 | 580,000 |
| Noninterest expense | 735,000 | 1,488,000 | 2,246,000 | 2,943,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 207,000 | 374,000 | 523,000 | 654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 374,000 | 523,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,120,000 | 6,054,000 | 6,035,000 | 6,022,000 |
| Total capital | 6,672,000 | 6,574,000 | 6,538,000 | 6,540,000 |
| Risk-weighted assets | 43,951,000 | 41,304,000 | 39,923,000 | 41,174,000 |