Call reports 2007
SECURITY BANK OF TEXAS — 2007
What SECURITY BANK OF TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,229,000 | 82,002,000 | 83,556,000 | 85,834,000 |
| Total loans | 48,822,000 | 48,415,000 | 49,211,000 | 50,633,000 |
| Allowance for loan losses | 758,000 | 772,000 | 803,000 | 794,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,273,000 | 14,268,000 | 14,258,000 | 14,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,830,000 | 75,499,000 | 76,981,000 | 79,275,000 |
| Interest-bearing deposits | 59,980,000 | 57,825,000 | 58,786,000 | 62,301,000 |
| Noninterest-bearing deposits | 16,850,000 | 17,674,000 | 18,195,000 | 16,974,000 |
| Equity capital | 6,159,000 | 6,234,000 | 6,244,000 | 6,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,814,000 | 4,190,000 | 5,584,000 |
| Interest expense | 485,000 | 993,000 | 1,512,000 | 2,037,000 |
| Net interest income | 902,000 | 1,821,000 | 2,678,000 | 3,547,000 |
| Noninterest income | 154,000 | 319,000 | 498,000 | 683,000 |
| Noninterest expense | 720,000 | 1,433,000 | 2,145,000 | 2,863,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 306,000 | 647,000 | 941,000 | 1,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 306,000 | 647,000 | 941,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,159,000 | 6,234,000 | 6,244,000 | 6,288,000 |
| Total capital | 6,718,000 | 6,785,000 | 6,805,000 | 6,859,000 |
| Risk-weighted assets | 44,550,000 | 43,847,000 | 44,632,000 | 45,465,000 |