Call reports 2013
AMERICAN STATE BANK OF PIERRE — 2013
What AMERICAN STATE BANK OF PIERRE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 167,612,000 | 169,973,000 | 160,977,000 | 163,541,000 |
| Total loans | 62,160,000 | 66,952,000 | 72,093,000 | 78,148,000 |
| Allowance for loan losses | 52,000 | 84,000 | 113,000 | 203,000 |
| Securities available for sale | 68,531,000 | 69,742,000 | 69,589,000 | 67,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,751,000 | 152,711,000 | 137,429,000 | 146,308,000 |
| Interest-bearing deposits | 105,195,000 | 113,640,000 | 103,817,000 | 109,291,000 |
| Noninterest-bearing deposits | 43,556,000 | 39,071,000 | 33,612,000 | 37,017,000 |
| Equity capital | 18,261,000 | 16,801,000 | 16,637,000 | 16,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,458,000 | 3,747,000 | 5,103,000 |
| Interest expense | 88,000 | 173,000 | 258,000 | 353,000 |
| Net interest income | 1,123,000 | 2,285,000 | 3,489,000 | 4,750,000 |
| Noninterest income | 174,000 | 368,000 | 582,000 | 770,000 |
| Noninterest expense | 852,000 | 1,722,000 | 2,581,000 | 3,557,000 |
| Provision for loan losses | 15,000 | 48,000 | 96,000 | 229,000 |
| Pretax income | 430,000 | 883,000 | 1,394,000 | 1,734,000 |
| Income tax | 66,000 | 105,000 | 143,000 | 87,000 |
| Net income | 364,000 | 778,000 | 1,251,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,761,000 | 13,885,000 | 14,257,000 | 14,531,000 |
| Total capital | 13,813,000 | 13,969,000 | 14,370,000 | 14,734,000 |
| Risk-weighted assets | 79,814,000 | 85,727,000 | 95,408,000 | 97,204,000 |