Call reports 2012
AMERICAN STATE BANK OF PIERRE — 2012
What AMERICAN STATE BANK OF PIERRE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,119,000 | 159,186,000 | 153,711,000 | 177,316,000 |
| Total loans | 59,705,000 | 61,574,000 | 64,837,000 | 65,987,000 |
| Allowance for loan losses | 925,000 | 5,000 | 22,000 | 37,000 |
| Securities available for sale | 64,997,000 | 60,614,000 | 66,514,000 | 65,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,395,000 | 139,615,000 | 134,679,000 | 158,305,000 |
| Interest-bearing deposits | 101,553,000 | 105,549,000 | 101,725,000 | 115,429,000 |
| Noninterest-bearing deposits | 37,842,000 | 34,066,000 | 32,954,000 | 42,876,000 |
| Equity capital | 14,188,000 | 17,861,000 | 18,335,000 | 18,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 382,000 | 1,611,000 | 2,845,000 |
| Interest expense | 110,000 | 26,000 | 104,000 | 201,000 |
| Net interest income | 1,174,000 | 356,000 | 1,507,000 | 2,644,000 |
| Noninterest income | 191,000 | 57,000 | 206,000 | 424,000 |
| Noninterest expense | 812,000 | 271,000 | 1,118,000 | 2,067,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 35,000 |
| Pretax income | 655,000 | 137,000 | 620,000 | 1,105,000 |
| Income tax | 228,000 | 9,000 | 34,000 | 89,000 |
| Net income | 427,000 | 128,000 | 586,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,992,000 | 12,712,000 | 12,927,000 | 13,481,000 |
| Total capital | 14,917,000 | 12,717,000 | 12,949,000 | 13,518,000 |
| Risk-weighted assets | 76,211,000 | 78,079,000 | 80,297,000 | 79,351,000 |